How Kit works

The pocket money app and card that help kids build lifelong money skills.

From earning their first dollar to saving for big goals and spending with confidence, Kit give kids hands-on money experience while parents stay connected every step of the way.

Download the Kit app
Kit pocket money app and card

Turn pocket money into powerful money skills

Kit brings together pocket money, real-life money lessons and a prepaid card in one place, helping families turn everyday money moments into lifelong money skills.

Earn

Earn pocket money with purpose

Help kids connect effort with reward by setting up pocket money, assigning jobs & rewarding completed tasks.

  • Customise pocket money payments with regular, one-off, or no jobs at all.

  • Create chores & assign a day, and track 'Jobs' completion for your child easily.

  • Automate PayDay, with or without parent approval.

  • Split PayDay between saving and spending.
Learn

Learn smart money skills that stick

Interactive Money Quests help kids build confidence with bite-sized lessons based in real-life experiences.

  • Help your kids learn needs vs. wants, how to spot a scam, protect their personal identity & much more.

  • Earn 'Winkits', Kit's in-game currency and unlock accessories to personalise their avatar. The more your kid learns, the more they earn.
  • Complete Quizzes in 'Easy' and 'Hard' mode to test your kids smart money skills.

Save

Save for goals and watch it grow

Create personalised savings goals and help your kids stay motivated as they watch their savings grow.

  • Create savings stacks and watch them fill up with a rising water level when money is added to the account.

  • Your kids can customise their 'Stacks' with their favourite colours and stickers and give their goal a name.

  • Link a CommBank Youthsaver account**.
Spend

Spend mindfully & safely with parental controls

Kids gain independence with their own prepaid card, while parents stay in control with built-in features.

  • Let them choose a personalised card in one of six colours and set up their Kit card with Apple Pay or Google Pay™ across multiple devices.

  • Real-time notifications of your kid's spending.

  • Monitor spending, set limits, and block specific merchants to guide your child's financial journey.

  • Use Card Controls to help your child spend safely by choosing if online payments, digital wallet payments, and ATM withdrawals should be blocked.

Did you know?
Kids who engage with Kit nudges are 16x more likely to start saving^^!

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Take control with Boss Mode

Take control with Boss Mode

Manage, protect and guide your child's money, all in one place.

Manage their money

  • Transfer money instantly with PayTo.
  • Set spending limits and manage pocket money.
  • View spending and savings activity.

Keep them safe

  • Lock or unlock their card anytime.
  • Control online and digital wallets payments, as well as ATM withdrawals.
  • Block certain merchants and protect changes with your Boss Code.

Share the responsibility

  • Add a Co-Boss so another trusted adult can help manage their account.
  • Get real-time spending notifications.
  • Manage multiple children from one Boss account.
Download Kit now

Loved by Australian families

Building money confidence, one family at a time.

See why parents and kids are using Kit to make money conversations easier and rewarding.

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“ 

"With Kit we’re having more conversations around money. Rather than sporadic opportunities, because they’re using it weekly we can have more conversations."

 

Erin
Mother of three, 6, 9, 11yo

“ 

"I've never seen him hustle to go scrub the bath tub!"

 



Danen
Mother of one, 11yo

“ 

"I just wanted to say, that I am loving using Kit, as are my 10 and 12 years old. Love the ability to set-up multiple kids. So easy to transfer $ to them."

 

Rochelle
Mum of two, 10 & 12yo

“ 

"I like doing jobs because it's an opportunity to get more money, but I'm looking forward to it more because I have my own card."

 

Lola
9yo

^^Only 1% of kids set up savings goal without engaging with the nudge, compared to 16% of kids who set one up after engaging with the nudge. Money Matters Report, 2024.