Important legal information

App Terms of Use

Kit Card and Account Terms and Conditions

Product Disclosure Statement

Kit Financial Services Guide

Youthsaver Financial Services Guide

Target Market Determination

Website Terms and Conditions

Direct Debit and PayTo Service Agreement

Complaints Policy

Promotion Terms & Conditions

Apple Pay Terms & Conditions

Google Pay Terms & Conditions

CommBank Yello Terms & Conditions

CommBank Yello is a customer recognition program offered by Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945. Eligibility conditions apply, see commbank.com.au/yello for full terms and conditions.

Apple, the Apple logo and Apple Pay are trademarks of Apple Inc. App Store is a service mark of Apple Inc. Apple Pay Terms of Use apply. Google Pay Terms of Use apply. Google Pay and Google Wallet are trademarks of Google LLC.

Kit is a brand of CBA New Digital Businesses Pty Ltd ABN 38 633 072 830 trading as HEY KIT. CBA New Digital Businesses Pty Ltd is a wholly owned but non-guaranteed subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124 (CBA). CBA New Digital Businesses Pty Ltd is not an Authorised Deposit-taking Institution for the purposes of the Banking Act 1959 and its obligations do not represent deposits or other liabilities of Commonwealth Bank of Australia or its subsidiaries and therefore you may be exposed to investment risk including possible delays in repayment and loss of income and principal invested, as relevant. CBA New Digital Businesses Pty Ltd has been appointed as authorised representative (001296799) of Hay Limited (ABN 34 629 037 403 AFSL 515459), who is the issuer of the Kit Account and associated Kit Cards. To use this Website, you are required to read the Financial Services Guide (which you agree to be provided by accessing the link). Any advice provided is general only and does not take into account your objectives, financial situation or needs so please consider whether it is appropriate for you. Please also ensure you read and consider the Product Disclosure Statement (which you agree to be provided through this link) that includes all fee information before making any decision about the product. The Target Market Determination is also available here. Fees and charges may apply. Please visit the Important Legal Information section of the Kit website to access detailed terms and conditions about our app and our services, our Privacy Policy and other information legal documents.