Our approach
Our mission
Accelerate the financial capability of young people by providing the tools and knowledge to harness the power and potential of money.
Our vision
Future generations of financially confident, capable and resilient citizens thriving in the new world of money.
Designed with intent
The core app functionality in Kit has been designed based on an independent review of research evidence about digital tools. Features like just-in-time 'nudges' and goal visualisation drive positive financial behaviours to build healthy financial habits in your child from an early age.
Friends of Kit
Kit | Built by CommBank
Kit is built by x15ventures, which is wholly owned by CommBank. We are an early-stage venture, which means we’re endlessly improving and experimenting to deliver the best experience for young people and their carers in Australia. Kit financial products are issued by our partner Hay Limited (AFSL 515459). Refer to Important Legal Information for more detail.
Advisory Panel
We have developed Kit with advice from an Advisory Panel that brings experience across financial capability, youth mental health and wellbeing, and digital services for children and families. They advise us on how to ensure Kit is developmentally appropriate and ethically designed.
Monica Wegner
EGM, Everyday Banking, Commonwealth Bank of Australia
Banking and payments, digital delivery
Robyn Mildon
Executive Director, Centre for Evidence & Implementation
Evaluation and implementation science across health, education and human services
Dr. Emily Heath
Financial Capability Specialist, PhD in Behavioural Neuroscience, Author of ‘10 Principles: How do we really build financial capability’
Financial capability, behavioural design
Jonathan Nicholas
Managing Director, The Wellbeing Outfit and former CEO of ReachOut Australia
Youth mental health, digital services, entrepreneurship
Professor Mary-Anne Williams
Michael J Crouch Chair for Innovation at UNSW. PhD Artificial Intelligence
Artificial intelligence, entrepreneurship and innovation
Heather Finlayson
COO Home@Scope
Services for children and families from diverse backgrounds
Carmel Guerra OAM
CEO, Centre for Multicultural Youth
Culturally and linguistically diverse youth