Our approach

Learn - Money Quests

Our mission

Accelerate the financial capability of young people by providing the tools and knowledge to harness the power and potential of money.  

Kit app and prepaid cards

Our vision

Future generations of financially confident, capable and resilient citizens thriving in the new world of money.

Stack

Designed with intent

The core app functionality in Kit has been designed based on an independent review of research evidence about digital tools. Features like just-in-time 'nudges' and goal visualisation drive positive financial behaviours to build healthy financial habits in your child from an early age.

Friends of Kit

EY
x15ventures
Shaype
The Behavioural Insights Team
Kidaware
Happy Families
EY
x15ventures
Shaype
The Behavioural Insights Team
Kidaware
Happy Families

Kit | Built by CommBank

Kit is built by x15ventures, which is wholly owned by CommBank. We are an early-stage venture, which means we’re endlessly improving and experimenting to deliver the best experience for young people and their carers in Australia. Kit financial products are issued by our partner Hay Limited (AFSL 515459). Refer to Important Legal Information for more detail.

Kit | Built by CommBank

Advisory Panel

We have developed Kit with advice from an Advisory Panel that brings experience across financial capability, youth mental health and wellbeing, and digital services for children and families. They advise us on how to ensure Kit is developmentally appropriate and ethically designed.

Monica Wegner

EGM, Everyday Banking, Commonwealth Bank of Australia

Banking and payments, digital delivery

Robyn Mildon

Executive Director, Centre for Evidence & Implementation

Evaluation and implementation science across health, education and human services

Dr. Emily Heath

Financial Capability Specialist, PhD in Behavioural Neuroscience, Author of ‘10 Principles: How do we really build financial capability’

Financial capability, behavioural design

Jonathan Nicholas

Managing Director, The Wellbeing Outfit and former CEO of ReachOut Australia

Youth mental health, digital services, entrepreneurship

Professor Mary-Anne Williams

Michael J Crouch Chair for Innovation at UNSW. PhD Artificial Intelligence

Artificial intelligence, entrepreneurship and innovation

Heather Finlayson

COO Home@Scope

Services for children and families from diverse backgrounds

Carmel Guerra OAM

CEO, Centre for Multicultural Youth

Culturally and linguistically diverse youth

Book

Featured

How to talk to your kids about interest, for ages 5-13

How to talk to your kids about interest, for ages 5-13

November 18, 2024
What age should I give my child a debit card? Yish’s Two Cents

What age should I give my child a debit card? Yish’s Two Cents

September 10, 2024
This blog can help your kid get free Robux…or stop a scam

This blog can help your kid get free Robux…or stop a scam

August 26, 2024
How old do kids need to be before they can get their first job, and what kind of work can they do? A state-by-state breakdown.

How old do kids need to be before they can get their first job, and what kind of work can they do? A state-by-state breakdown.

August 21, 2024
Should kids get paid for doing chores? Yish’s Two Cents

Should kids get paid for doing chores? Yish’s Two Cents

August 6, 2024
Skills, careers and financial wellbeing: preparing your kids for the future of work.

Skills, careers and financial wellbeing: preparing your kids for the future of work.

July 4, 2024
Keeping your Kit account safe

Keeping your Kit account safe

July 4, 2024
Kit Wins Big: Celebrating our 2024 Finnies and WeMoney Awards

Kit Wins Big: Celebrating our 2024 Finnies and WeMoney Awards

June 14, 2024
Prepaid card vs debit card vs credit card. Which is the right card for my kid?

Prepaid card vs debit card vs credit card. Which is the right card for my kid?

May 28, 2024
How finance expert Michelle Bowes teaches her kids about money

How finance expert Michelle Bowes teaches her kids about money

May 21, 2024
How to teach your kids about the true cost of buying stuff

How to teach your kids about the true cost of buying stuff

May 7, 2024
Teaching Kids the Value of Delayed Gratification at Home

Teaching Kids the Value of Delayed Gratification at Home

April 29, 2024
Top Three Benefits of a Pocket Money App

Top Three Benefits of a Pocket Money App

April 3, 2024
Why you should give your kids a regular “PayDay”

Why you should give your kids a regular “PayDay”

February 21, 2024
Gamification: How quizzes and rewards could teach kids about money

Gamification: How quizzes and rewards could teach kids about money

February 7, 2024
Top 5 tips for helping your kids to save money

Top 5 tips for helping your kids to save money

January 16, 2024
Independence and Responsibility: 10 Great Chores for 10-Year-Old Kids

Independence and Responsibility: 10 Great Chores for 10-Year-Old Kids

November 10, 2023
8 Age-appropriate Chores for Energetic 8-Year-Olds

8 Age-appropriate Chores for Energetic 8-Year-Olds

November 3, 2023
9 Best Chores for 9-Year-Old Kids

9 Best Chores for 9-Year-Old Kids

October 26, 2023
Introducing Kit Money Quests: How AI and gamification could help, shows research from Kit

Introducing Kit Money Quests: How AI and gamification could help, shows research from Kit

October 9, 2023